Minnesota has a mobile crisis response number in every county, and mobile crisis is available to anyone, regardless of ability to pay. For an immediate crisis, 988 works statewide and can connect you to your local team. For ongoing care, Minnesota offers Children's Therapeutic Services and Supports, a flexible set of in-home and community mental health services for youth. Most children's coverage runs through Medical Assistance, the state's Medicaid program. This guide explains how the pieces fit together.
The information here comes from Minnesota state sources — the Department of Human Services (DHS) and the Department of Commerce — along with the state's protection and advocacy agency, all linked at the bottom.
If you need help right now
988 · The national Suicide and Crisis Lifeline, available statewide by call, text, or chat.
Your county mobile crisis team · Every Minnesota county has a mental health crisis phone number, and mobile crisis teams provide short-term, intensive help in a young person's home or community — available to anyone, regardless of ability to pay. Reach a team through 988 or your county crisis line.
Text HOME to 741741 · Crisis Text Line. The Trevor Project · 1-866-488-7386 for LGBTQ+ youth.
911 · For immediate physical danger or active medical emergency.
The fact that mobile crisis is available regardless of ability to pay is the part worth remembering — a family doesn't need to sort out insurance before getting a team to a teen in crisis.
How Minnesota's children's system is organized
- The Department of Human Services (DHS) sets policy and administers Medical Assistance and the public behavioral health programs.
- Counties (and Tribal Nations) deliver much of the public system, including crisis response and children's mental health case management.
- Medical Assistance and MinnesotaCare cover children's behavioral health.
- The Department of Commerce regulates many private health plans and runs external review.
Children's Therapeutic Services and Supports (CTSS)
Children's Therapeutic Services and Supports (CTSS) is Minnesota's flexible benefit for youth from birth to age 21 who need varying levels of mental health intervention in their homes or communities. It combines therapy with skills training and can be tailored to a child's needs, with the goal of providing the right level of support without defaulting to a higher level of care. Ask your county or a mental health provider about CTSS if your teen needs more than occasional outpatient therapy.
Medical Assistance and coverage
Most Minnesota children get coverage through Medical Assistance (the state's Medicaid program) or MinnesotaCare. Under the federal EPSDT benefit — delivered in Minnesota as Child and Teen Checkups — children and adolescents under 21 are entitled to screenings and all medically necessary services to treat physical and mental health conditions; the standard is medical necessity, not a fixed cap. If a service is denied, you have the right to a plan appeal and a Medicaid fair hearing.
Residential treatment and what to verify
For youth who need 24-hour care, Minnesota uses licensed residential programs, including Psychiatric Residential Treatment Facilities (PRTFs), accessed through Medicaid or the county system for those who meet medical necessity. Before any placement:
- Confirm the program is state-licensed and that placement is being coordinated through Medical Assistance or the county system, which aims for the least restrictive appropriate option.
- Be cautious about out-of-state placements. Families are sometimes steered toward out-of-state residential or wilderness programs Minnesota would not license. Hartley's investigative cluster explains why that pattern deserves skepticism.
- Ask about restraint and seclusion, staffing, and discharge planning — and get the answers in writing.
Insurance and parity
For privately insured families, mental health and substance use coverage is protected by the federal Mental Health Parity and Addiction Equity Act, which requires plans to apply no more restrictive rules to behavioral health care than to medical care. When a state-regulated plan denies care, Minnesota offers an external review — through the Department of Commerce for commercial insurance, or the Department of Health for HMO coverage. You generally have six months to request it, and a modest filing fee can be waived for hardship.
The Commerce Department's Consumer Services Center is 800-657-3602. For self-funded ERISA (large-employer) plans, the federal external review process and complaints to the U.S. Department of Labor apply instead. In every case, get the denial in writing with the specific criteria used, and ask your teen's clinician to document medical necessity.
School-based mental health resources
School counselors and social workers are usually a family's fastest entry point for evaluations, 504 plans, and IEP processes when a teen's mental health is affecting school. Minnesota's large districts — Minneapolis, St. Paul, Anoka-Hennepin, and others — have invested in school-linked mental health, often partnering with community providers to deliver therapy in schools. If your teen is struggling academically because of anxiety, depression, or another condition, start with the school counselor and ask specifically about evaluation timelines.
Other Minnesota-specific resources
988 & County Mobile Crisis
Minnesota's front door for any behavioral health crisis. Call or text 988, or contact your county crisis line, to reach a mobile crisis team — available regardless of ability to pay.
Minnesota Disability Law Center
Minnesota's federally designated protection and advocacy agency (part of Mid-Minnesota Legal Aid). Free legal help on disability-related issues, statewide, regardless of age or income.
MN Dept. of Commerce — Consumer Services
Free state help with health insurance questions, complaints, and external reviews when a commercial plan denies behavioral health care.
NAMI Minnesota
The Minnesota organization of the National Alliance on Mental Illness. Education, family support groups, and local affiliates statewide; the national NAMI HelpLine provides information and referrals.
Minnesota DHS — Children's Mental Health
The state's central source for children's mental health services, CTSS, and county crisis contacts.
What this guide doesn't cover (yet)
- Regional resource pages for the Twin Cities, Greater Minnesota, and Tribal Nations
- A directory of county mobile crisis numbers
- A step-by-step walkthrough of starting CTSS
- How Minnesota authorizes and oversees residential treatment
- Minnesota's adolescent substance use treatment landscape
If something here is wrong or out of date, please tell us.
Sources
- Minnesota Department of Human Services, "Children's mental health crisis response phone numbers," mn.gov/dhs
- Minnesota DHS, "Mobile Crisis Mental Health Services," mn.gov/dhs
- Minnesota DHS, Children's Therapeutic Services and Supports (CTSS) and children's mental health resources, mn.gov/dhs
- Minnesota Department of Commerce, "External Review Process," mn.gov/commerce
- Minnesota Disability Law Center (Mid-Minnesota Legal Aid), Minnesota protection and advocacy agency, mylegalaid.org
- Federal Mental Health Parity and Addiction Equity Act of 2008 (MHPAEA).